Klarna available In-store, Online and Click & Collect:
We have partnered with Klarna to bring you new ways to pay at checkout.
Here’s how it works online:
Step 1: Add products to your cart and select “Klarna” when you check out either for home delivery or click & collect.
Step 2: Enter a few personal details.
Step 3: Klarna will send you a link via email or text, which will instantly confirm if you are approved. Then select the finance type and confirm you wish to proceed.
Step 4: Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.
Here’s how it works in-store:
Step 1: Let our store colleague know you would like to pay with Klarna.
Step 2: They will need to enter your name, address, email and phone number on your order.
Step 3: Klarna will send you a link via email or text, which will instantly confirm if you are approved. Then select the finance type and confirm you wish to proceed.
Step 4: Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.
Payments information:
Pay in 30 days:
Make your payment in full 30 days after your purchase is shipped. No upfront payments, no interest, and no fees. Available on all purchases.
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply
Not making your payments on time could affect your ability to use Klarna in the future.
Debt collection agencies are used as a last resort.
You must be 18+ and a UK resident to be eligible for this credit offer.
View Pay Later Terms and Conditions here
Pay in 3 interest-free instalments:
Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at the point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information. Minimum purchase £30, maximum purchase £1,500.
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply
Not making your payments on time could affect your ability to use Klarna in the future.
Debt collection agencies are used as a last resort.
You must be 18+ and a UK resident to be eligible for this credit offer.
View Pay in 3 Terms and Conditions here
Balfe’s Bikes Limited is registered in England and Wales, company number 07584071. Registered office Unit 2 Camino Park, James Watt Way, Crawley, West Sussex, England RH10 9TZ.
Balfe’s Bikes Limited is authorised and regulated by the Financial Conduct Authority, registration number 921647, and acts as a credit intermediary and not a lender, offering credit products provided by a limited number of finance providers, including Klarna Financial Services UK Limited. Finance is only available to permanent UK residents aged 18+ years, subject to status, terms and conditions apply.
Klarna Financial Services UK Limited (“Klarna”) is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 1021834). Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND.
Frequently asked questions
Visit Klarna’s FAQ (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna.
About Klarna:
Pay online or in the app
Review your latest purchases and make payments in the Klarna app or online.
● Download the Klarna app: https://www.klarna.com/app
● Log in online: https://app.klarna.com/login.
● Chat with customer service: https://www.klarna.com/uk/customer-service/
Safe and secure
With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.
General info about Klarna
● 11 million+ UK, 100 million global shoppers are actively using Klarna.
● 60,000 UK, 720,000 global retailers are working with them worldwide.
● They have been powering online checkouts for 20 years.
