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Balfe's Bikes

Flexible finance options

We have a package of flexible finance options available depending on the items selected. You can view these both on the product details page of eligible items and in checkout. You will be presented with a range of interest-free or interest bearing options. Simply use our online Finance Calculator to tailor your package to suit your budget.

You can also use the calculator on this page to view a representative example.

How do I apply for finance?

Build your basket to a value over £250 (minimum finance amount)

Choose 'Pay by Finance' during the checkout process

Complete our fully secure finance form in the checkout and click submit

Our finance provider will provide you with a decision in seconds

If you are approved, and confirm it, your order will be submitted to us - usually within 90 minutes, but this can take up to 24 hours

Once we have this confirmation from V12, we start processing your order and send your acknowledgement.

Who can apply for finance?

You will need to:

Be at least 18 years of age

Have been a UK resident for 3 years or more

Be able to make repayments by Direct Debit

Be in regular employment (minimum 16 hours per week) including self-employment, or in permanent residence with your partner who is in regular employment

Company information:

Balfe's Bikes Limited is registered in England and Wales, company number 07584071. Registered office Unit 2 Camino Park, James Watt Way, Crawley, West Sussex, England RH10 9TZ.

Balfe's Bikes acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Balfe's Bikes Ltd is authorised and regulated by the Financial Conduct Authority, registration number 921647. All credit provided is subject to age and status.

Finance example

Product value is £3000.00


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